A WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly turning to electronic channels for their financial needs. This shift has led to a reduction in branch openings, and many institutions are closing existing branches to reduce costs. N

Free cash flow (FCF) represents a crucial metric for investors and business owners alike. It reflects the actual cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can signal a healthy and sustainable business, capable of expanding. Understanding how to determine FCF and strategic